Liability Insurance

As outlined by MARA, all members are required to purchase and maintain liability insurance.

  1. Minimum 1 million per claim and 5 million Aggregate per year

  2. Your NAME. Your business may also be listed.

  3. Effective date of insurance

  4. "Acupuncture" specific notation OR a definition which includes the practice of acupuncture OR be included in a general listing of alternative medicines and holistic practices that an insurance policy covers and covered under a broader term like “alternative medicine” or “naturopathic therapies” or “Naturopathie/Naturotherapie” as listed and accepted under ACNN coverage as listed here: ACNN Coverage List 2016.

  5. It must also have written on the heading ONE of the THREE headings:

*Professional Liability

*Errors and Omissions

*Malpractice Insurance

If the documentation submitted does not meet the above requirements, you will be advised to follow up with your insurance and ensure your policy meets the above minimum requirements for all MARA members.  

Current MARA Members: Please submit your current proof of Acupuncture Malpractice Insurance when you receive it in the mail to ensure MARA has the most up to date information on file.

Professional Fee Protection, Inc (PFP) liability insurance program is MARA's NEW recommended Insurer of Choice for our association. Please contact PFP directly to discuss a package that meets your individual needs and requirements.

PFP CONTACT INFO: Chuck Crawford 506 640 1235 or


Please note, Lackner McLennan has decided to continue it's coverage for MARA members. Please contact them directly to discuss your individual requirements.

It is up to each member to educate themselves on their liability insurance requirements, be aware of the risks and benefits and ensure their coverage meets their individual needs.

MARA Members do you have the right Insurance Coverage?

CFC Property Packages

CFC Optional Covers Fact Sheet

PFP Program - Premium Schedule

PFP Application

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© 2021 by Kelsie-Ann Caissie for Maritime Association of Registered Acupuncturists